If you are no longer able to pay your debts and you are a sole trader, partner in a partnership (maatschap or vennootschap) or a freelancer/self-employed professional, then you are personally liable for your business’s debts. There are two ways to apply for debt…
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Corona crisis: extra support for self-employed professionals There is an extra, temporary Bbz benefit to support self-employed professionals who have gotten into financial difficulties due to the corona crisis. This measure is called the Temporary bridging measure for self-employed professionals (Tozo) Read…
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If you are a starting or existing business owner in the Netherlands and need credit, you may be eligible for a microcredit. Microcredit is a business loan up to €50,000. You can also apply for a SME loan (MKB-krediet), which is a €50,000 to…
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Healthy Marital Conflict Marriage is both a challenge and an opportunity; there will be times during any marriage when forming and maintaining an intimate bond is difficult. Couples who are able to meet and overcome marital strife can become better partners, lovers,…
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Verbal abuse is the act of forcefully criticizing, insulting, or denouncing another person. The damage is internal, and there are no physical bruises or scars—just a wounded spirit and sense of self-esteem. Name-calling: Any negative form of name-calling is unacceptable. If you feel that…
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