Matters we can assess

• Disputed debts, interest, collection fees and calculations.
• Payment arrangements and links with debt assistance services.
• Court proceedings, judgments, attachments and enforcement.
• Limitation periods, proof of payment and assigned claims.

Legal assessment

We assess the underlying debt, contractual or statutory interest, possible defences and the authority of the party demanding payment. Where attachment is involved, we examine the safeguards that may apply, including protection of a minimum income where relevant.

First steps and relevant documents

Respond promptly to a summons or bailiff’s formal notice. Keep proof of all payments and distinguish collection demands from enforcement based on an existing judgment or other enforceable title.

• Demand letters, writs and judgments
• Contract and account statements
• Receipts and payment agreements
• Income, essential expenses and attachment notices